Important Information Regarding Upcoming Affordable Housing Schemes

*Update as of November 2024

Cork County Council will advertise, in due course, the respective Affordable Housing Schemes when they are set to become available. Schemes will be advertised publicly via the Council’s website, social media channels and via print media. Advertisements will direct interested parties to the appropriate website/online platform from where they will be able to access the respective documentation (application form, FAQs, eligibility criteria, income limits, Priority Agreements, time frames etc.) and to make an application via the online portal.

Upcoming Schemes:

The following schemes are due to become available in the next number of months:

Scheme Location

No. of Units

 Type of Units Available to Apply
An Cnocan, Bantry

12

 3 bed houses Quarter 4 of 2024

Steps involved when making an application:

Step 1:

Registering:

  • Register with the online platform. You will need the following information: your full name, a valid & active email address & a mobile phone number. You will generate a registration verification number via text message, which you will enter to complete the set- up process.

Step 2:

Log on:

  • You will then be able to log on to the on-line platform to begin your application process. As part of this log in, you will generate a verification number via text message to your mobile device. You will then need to enter this six-digit code to log in.

Step 3:

The Application:

  • You will be presented with a number of tabs, each of which will need to be completed. Upload documents using image files only eg JPEG or PDF or PNG.

Required documentation to support your application on the online portal.

  • Evidence of ability to finance the purchase:

An in-date mortgage Approval in Principle (AIP) letter stating the maximum mortgage available to you. An AIP must be from a pillar bank. Pillar Banks are: Bank of Ireland, AIB, PTSB, Haven, EBS or Local Authority Home Loan.

Online calculator tools are acceptable only until you receive your mortgage approval in Principle letter. We are unable to completely process applications without receipt of a mortgage approval in principle letter for the maximum mortgage.

  • Proof of Citizenship: Current Passport
  • Proof of Right to Reside in Ireland for all non-EU/EEA applicants: Each person included in the application must have the right to reside indefinitely in the State.  All non-EEA/EU applicants must be legally resident in Ireland for a period of 5 years; or have leave to remain extending to potentially permit 5 years reckonable residence; or have indefinite leave to remain in the State. Applicants will have to demonstrate that they meet the residency requirements and provide past and present Irish Residence Permits (IRP’s).
  • Photographic Identification: Current Passport or current driving licence
  • Proof of income and PPSN/Tax Registration Number:

PAYE employees: Salary Certificate completed by your employer and Employment Detail Summary, (previously known as P60) which is available from www.revenue.ie/MyAccount

Self-Employed: Documents for previous 2 years: - Audited/Certified Accounts, Tax Balancing Statement and Tax Payment Receipt

If not employed or were unemployed in any of the last 2 years:

Statement of total benefits received from Social Welfare in each year. This may be requested via email from your local Social Welfare/Intreo office.

  • Proof of Present Address dated within the last 3 months.

Any one of the following documents: Current bank statement/credit union statement or utility bill (electricity, gas, internet mobile phone or telephone).

  • Evidence of savings/deposit

Statements for the last 6 months of all Bank current accounts, saving accounts, Revolut accounts, Credit Union accounts & An Post accounts etc. for applicant(s) in sequential date order.

  • Evidence of first-time buyers’ status and eligibility for the Help to Buy scheme

Help to Buy completed application, confirming approval. This approval must include name(s) of applicant(s) with PPSN and maximum entitlement under the scheme. (Note that applicants are considered first-time-buyers only if BOTH are buying their home for the first time.)

If you have not already applied for Help to Buy, you should do so now at www.revenue.ie.

If you are not applying for Help to Buy, please submit a declaration signed and dated by you stating that you are a first-time buyer, you have never purchased a house previously and you are not availing of Help To Buy.

Each applicant must be a First-Time Buyer or meet the exceptions under the Fresh Start Principle or own a dwelling which, because of its size, is not suited to the current accommodation needs of the applicant’s household.